Auto Insurance

"Drivers must purchase and maintain auto insurance to legally drive in Pennsylvania. This is called maintaining “financial responsibility” on your vehicles. A lapse in insurance coverage may result in the suspension of your vehicle registration. Operating a vehicle without the required insurance may result in a fine, the suspension of your driver’s license, and the forfeiture of your license plate and registration sticker. Restoration fees and proof of insurance must be provided prior to having either registration or driving privileges returned. Insurers are required to report policy terminations to PennDOT. Drivers are responsible for providing proof of continuous coverage."

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• Medical Benefits
• Bodily Injury Liability
• Property Damage Liability

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"Yes. To register a vehicle in New York State you must have New York State issued automobile liability insurance coverage.  If you do not maintain the coverage, the DMV can suspend your vehicle registration and your driver license."

Your liability insurance coverage must

• remain in effect while the registration is valid, even if you don’t use the vehicle (there are exceptions for motorcycles)
• be New York State insurance coverage, issued by a company licensed by the NY State Department of Financial Services and certified by NY State DMV - out-of-state insurance is never acceptable
• be issued in the name of the vehicle registrant, and remain in the name of the registrant at all times

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You may think you want the cheapest insurance you can find, but cheap isn't everything.

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your automobile.

Contact us today, and we'll help you protect what matters most.

Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of the following protections:

• Liability
• Collision
• Comprehensive

But additional protection may include:

• Medical Payments.
• Emergency Road Service
• Uninsured Motorist Protection.

You may think you want the cheapest insurance you can find, but cheap isn't everything.

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you..

There’s no such thing as a one-size-fits-all insurance policy when it comes to your automobile.

Contact us today, and we'll help you protect what matters most.